MACIF GESTION

We thank you for accessing our website and suggest you to consider reading the following information.

The purpose of this website is to provide you with general information about MACIF Gestion's corporate structure, business activity, management and expertise.

Information and opinion contained on this website are provided for informational purposes only and do not constitute and should not be construed as an offer or subscription or solicitation or basis for any contract for the purchase or sale of any securities or other investment products or instruments (in particular, collective investment schemes) or any advice or recommendation from MACIF Gestion.
Although it is our duty to inform you carefully, in accordance with the type of product or service which interests you, before any decision you might make, we should nevertheless point out in advance that certain investments can present risks linked to the fluctuating nature of the markets.

We strongly suggest therefore that you:

consult the statutory information available on simple request from the Management Company,
to make use of our free facility for downloading information and documents,
if you feel that your technical knowledge is insufficient, to ask for help from an expert advisor so that you can fully benefit from the information on this site
to contact MACIF GESTION who can advise you on the availability of services or products, the legal terms and conditions and the relevant charges and fees.

MACIF GESTION and its collaborators make every effort to ensure that the information contained on this site is accurate and up to date. Nevertheless they reserve the right to correct the contents at any time and with no prior warning. They cannot guarantee that the information is exhaustive or that it has not been changed by a third party (piracy, virus). In addition, MACIF GESTION and its collaborators decline all responsibility, direct or indirect, in the event of delay, errors or omissions with regard to the content of the present pages and for any use which might be made of that content by any other person and for any interruption to or unavailability of the service.

In this regard, the responsibility of MACIF GESTION and its collaborators shall not be engaged in the event of indirect damage such as losses arising from transactions made on the basis of the information, loss of profit, loss of business, losses arising from an interruption to the service, increases in costs of access or data processing, without this list however being in any way exhaustive.
At the same time, MACIF GESTION and its collaborators shall not be held responsible for events beyond their control or for damage to your technical environment including your computers, software, network equipment such as modems and telephones or for any other equipment used for accessing or using the service and/or the information.

Finally, MACIF GESTION and its collaborators do not guarantee and shall in no way be held responsible for, the relevance, sequence, accuracy, absence of errors, truth, up to date nature, fair and average quality, quality, soundness, non-counterfeited nature or availability of the information contained on the present site.

It is your responsibility to make personal and non-commercial use of the information contained on the present site.

All information relating to one or more financial instruments (such as shares, UCIT's...) is provided as it stands and for purposes of information only, even though it is based on serious sources generally thought to be reliable. No such information amounts to an offer for sale or purchase of or subscription to any financial service (in particular financial or insurance products), nor to a solicitation for the purchase or sale of stocks, shares or any other investment product.

MACIF GESTION and its collaborators decline all responsibility for the use which might be made of this information or for the results which might arise from it, in particular with regard to decisions which could be made or actions taken on the basis of the information. In this regard, you remain uniquely and solely responsible for any use made of the information and for any consequences which might arise. It is your responsibility to check the honesty of all information received from the Internet.

Warning relating to Employee Saving Funds:
As a result of the simplified nature of the information contained on the Employee Savings pages, that information is necessarily partial and incomplete and shall not be considered as having any contractual value. The information is liable to be modified, in particular by the courts and by legislative or regulatory bodies. The information is given as an addition to the regulatory information which is available on simple request from MACIF GESTION or which can be freely downloaded. The information given does not release you from the duty to proceed to a legal analysis of the regulatory texts which may apply to you. The information does not constitute recommendation for or advice on investment. Past performance is no guarantee of future results and cannot guarantee performance in the future.
In all cases, it is your responsibility to check either in person or with the help of your advisors the suitability of the results obtained in terms of your investor profile, your investment horizon or even your tax situation.

About Links from or to other web sites
External web sites may contain links leading to this Web Site. In any case, MACIF Gestion is not responsible for the unavailability of such external web sites and MACIF Gestion does not review, control, approve, nor is it responsible for any content, advertising, products or other materials available on or accessible via those external web sites.
This Web Site may contain links to separate web site or Local Web Sites. Such links are provided to you only as a convenience, and MACIF Gestion is not responsible for the content of these linked separate web sites or Local Web Sites, and does not approve of their content or any use to which such content may be put.

Furthermore, MACIF Gestion shall not be held responsible for any damages arising out of technical failures related of these links.

In the event you want to create link(s) between your web site and this Web Site, you acknowledge that the setting up of such link(s) is subject to MACIF Gestion's prior explicit authorization in accordance with a procedure defined by MACIF Gestion which will be communicated to you in such case.

MACIF Gestion shall not be responsible for any damage resulting from fraudulent intrusion by any third party who may modify the information or materials provided on this Web Site.

Personal data:
In order to respond adequately to your needs when you are consulting this site, we may gather information about you which may be subject to automated data processing. These details gathered from the present site are necessary for processing your request. Like other data which may be collected at a later stage, these data are destined for use by MACIF GESTION which, in default of any reasonable objection on your part, is expressly authorised by agreement to keep the data in its IT data base, to make use of them as well as to pass them on for the same purposes to legal persons in the Group, to its agents, representatives and insurers, and even to third parties or subcontractors in order to meet management requirements.

You may object without incurring any fee to your data being used for purposes of canvassing, including commercial canvassing.

Pursuant to French Act no. 78-17 of January 6, 1978 (art. 34) relative to protecting the public’s privacy, you have the right to access, modify, amend or delete information concerning you. In respect of your personal particulars, you can exercise these rights by contacting MACIF Gestion, 17-21 Place Etienne Pernet, 75725 Paris Cedex 15 by post, or by email to contact@macifgestion.fr.
In order to improve this Web Site, including its navigability and content, we may monitor your visit. Please be advised that when visiting this Web Site, a cookie may be automatically installed and temporarily held in the store or on the hard disk of your computer. A cookie is used to record information relating to the user’s navigation on this Web Site but cannot be used to identify the user. You acknowledge having been informed of this practice and authorize MACIF Gestion to make use of it. You can deactivate the cookie by adjusting the parameters of your navigation software.

For Internet Explorer 5:
On the menu bar, click "Tools" then "Internet Options". Select the "Security" tab, and then the "Personalise level" button. Look in the drop down table for the entry "Authorised cookies on your computer". You can then tick any one of the following items: Activate / Request / Deactivate.
For Netscape Communicator:

In the "Edit" menu, select "Preferences". Click on the "Advanced" category. You can then tick any one of the following items: Accept all cookies / Accept only cookies returned to original server / Deactivate cookies. You can also tick "Warn me before accepting a cookie".
You may object without incurring any fee to your data being used for purposes of canvassing, including commercial canvassing.

You can exercise your right to access the data, correct them or have them deleted by contacting MACIF GESTION.

Intellectual property:
The contents of this site are covered by international legislation on copyright, trade mark law and more generally on all aspects of intellectual property, both with regard to its form (choice, plan, arrangement of subjects, means of access to data, organisation of data...) and with regard to all aspects of the content (texts, images, etc.). The contents appearing on this site are the exclusive property of MACIF GESTION and its collaborators. You undertake neither to use these contents nor to allow others to use them for any illegal purpose.

Exceptionally, certain items (texts, images) are the property of their respective authors.
It is forbidden to reproduce, represent, distribute or redistribute either in whole or in part the content of this site, in whatever medium or by whatever procedure (including caching, framing). It is also forbidden to sell, resell, or re transmit the content of this site, or to make it available either in whole or in part to third parties. Failure to respect this prohibition constitutes infringement of copyright which can lead to the counterfeiter being held responsible under civil or criminal law.

Personal and territorial aspects of jurisdiction:
Access to the products and services presented on this site may be subject to certain restrictions both with regard to the persons permitted such access and the countries from which access may be obtained.
None of the products and/or services may be offered by MACIF GESTION to a client if the law of that client's country of origin or of any other country concerning either the client or the product or service forbids it.
In addition, the products and services presented on this site may only be subscribed to in jurisdictions in which their marketing and promotion are permitted. As an example, the products and services displayed are not available for sale neither in the United States nor in of its territories or possessions. Nor may they be marketed either to any American legal or physical persons or to citizens of the United States or to citizens of the United Kingdom.

MACIF GESTION advises any interested person to ensure in advance that he or she is legally permitted to subscribe to the products and/or services presented on this site.

This site deals only with collectively or individually managed products licensed for sale in France and it is therefore subject to French jurisdiction. The official language is French.

About the Availability of this Web Site
You acknowledge that access to this Web Site may, at any time, be suspended temporarily or permanently and without notice to you.

You acknowledge (i) that it is technically impossible that this Web Site will be provided free of all defects, (ii) that MACIF Gestion cannot disclaims all responsibility for defects of this Web Site that may lead to the temporary unavailability of this Web Site, and (iii) that the operation of this Web Site may be adversely affected by conditions and events outside MACIF Gestion’s control.

MACIF Gestion cannot be held liable for any direct, indirect, special or consequent damage, regardless of its cause, origin, nature or consequences, whether it be the result of the access or inability to access this Web Site, or the use of this Web Site, including any damage or virus which may infect your computer system or any other product. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damage, in such jurisdictions, liability is limited by the fullest extent permitted by law.

MACIF GESTION is a privately held French Société Anonyme (limited liability company) unlisted and is not regulated by the Autorité des Marchés Financiers (a French independent public authority tasked with investor protection)

RCS Number: B 382 149 912 RCS Paris
Share Capital: 300 000 euros
Registered Office: 17-21 place Etienne Pernet- 75015 PARIS

Publishing Director: Dominique Eugène

Web site design, development and hosting:
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